Condo landlord questions insurance requirement

Condo investors may be interested in this question Elizabeth Rhodes recently answered:

My partner and I own a condominium that we rent out. We were recently informed that our condo association has voted to require all renters, including our tenant, to purchase renters insurance. Although we are all for renters insurance, we were wondering about the legality of requiring it, especially in the presence of homeowners insurance purchased by us.

Short answer: It’s legal for an association to require renters to have their own insurance — but it can’t do so directly.